USDA Loans

The USDA Guaranteed Loan program is a federal program offered through the United States Department of Agriculture (USDA). Rural Housing through the USDA program provides a number of home-ownership opportunities to rural Americans. It is an excellent product that offers 100% financing opportunities for those that qualify.

The home being mortgaged must be the buyer’s primary residence in a qualified USDA area and there are specific USDA income eligibility requirements.

USDA Loan Benefits

USDA Loans are a good mortgage option for first-time homebuyers, move-up buyers, and current owners looking to refinance in specific USDA areas.

  • No down payment is required

  • Finance up to 100% of the property value

  • Add all fees and costs into the loan, including the guarantee fee

  • No loan size limits

Get Pre-Approved for an USDA Loan

If you are looking to buy a home in Idaho or Washington, contact Team Sabrina Homes Loans at (208) 277-8627 for more information or contact us here!